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Payment Policy
Last Updated: February 22, 2025

At SRI SAMBASIVA SD FASHIONS, we ensure a secure and seamless payment experience. By making a purchase, you agree to the terms outlined in this policy.

1. Accepted Payment Methods

Domestic Orders (India)

  • Credit/Debit Cards (Visa, MasterCard, RuPay, American Express, Maestro)
  • Net Banking (All major Indian banks)
  • UPI Payments (Google Pay, PhonePe, Paytm, BHIM, etc.)
  • Mobile Wallets (Paytm, Amazon Pay, PhonePe)
  • Cash on Delivery (COD) (Available for select locations)
  • Bank Transfer (NEFT/RTGS/IMPS) (For bulk orders)

International Orders

  • Credit/Debit Cards (Visa, MasterCard, American Express, Discover)
  • PayPal (For select countries)
  • International Wire Transfer (For bulk/special orders)

All transactions are subject to verification and authorization by payment providers.

2. Pricing & Currency

  • Domestic transactions are processed in Indian Rupees (INR).
  • International payments may be processed in local currency based on exchange rates.
  • Prices include applicable taxes unless otherwise stated.

3. Payment Processing & Confirmation

  • Orders are processed after full payment confirmation, except for COD orders.
  • Customers receive an order confirmation email upon successful payment.
  • Payment failures require reattempting the transaction.

4. Cash on Delivery (COD) Policy

  • Available only in select locations within India.
  • Full payment in cash must be made upon delivery.
  • Additional COD charges may apply.
  • Refused COD orders may lead to restrictions on future purchases.

5. Payment Security & Fraud Prevention

  • Payments are processed through secure gateways with SSL encryption and PCI DSS compliance.
  • We do not store card details; all transactions are handled by third-party providers.
  • Suspicious transactions may lead to order cancellations and legal action if necessary.

6. Taxes & Additional Charges

  • Indian orders include GST and applicable taxes.
  • International orders may incur customs duties, VAT, and import taxes payable by the customer upon delivery.

7. Refunds for Failed Transactions

  • In case of payment failure with a deduction, refunds are processed within 5-7 business days to the original payment method.
  • For persistent issues, contact our support team.

8. Cancellations & Refunds

  • Refunds for canceled orders (before dispatch) are processed as per our Cancellation & Refund Policy.
  • Refunds take 6-8 business days. Bank transfers may require additional details for processing.

9. Chargebacks & Disputes

  • Report unauthorized transactions immediately.
  • Fraudulent chargebacks may result in legal consequences or purchase restrictions.

10. Policy Updates

  • We reserve the right to update this policy at any time. Changes will be reflected with an updated "Last Updated" date.

11. Contact Us

For payment-related inquiries, reach out to:
📧 Email: srisambasivsdfashions1@gmail.com
📞 Phone: 9966572415

Thank you for shopping with SRI SAMBASIVA SD FASHIONS!